Wednesday, July 15, 2009

Where can i find a loan that is not a "payday"loan, that i can pay off my bills asap. One

Do you know where i can find a 10,000.00 loan so i can pay off all my bills. I dont want a payday loan. I want one payment once a month. So i can get out of debt asap.



Where can i find a loan that is not a %26quot;payday%26quot;loan, that i can pay off my bills asap. One payment, once a mont

That doesn't make much sense. I understand that you may be making less monthly payments by paying everything off, and still just having the new loan bill, but long term it probably will end up being a lot more expensive. I'm guessing that you don't have very good credit, or much credit history because you said you have to pay off debt. That alone pretty much rules out a personal loan for so much. You may be able to get a small personal loan. My fiance and I are 19 and 18, and we needed to buy a new vehicle. We were able to go through Citi Financial to get a $3500 loan by putting the vehicle we already own up for collateral. However I would not recommend this to someone who isn't able to make more than the regular monthly payments. The 4 year loan that we got for that much turns out to be double what we borrowed if you pay if off by sending in the minimum each month. We were prepared for this,and make double payments, so we will be just returning only what we borrowed in two years. We searched and searched and it was tough to find someone who would loan us money. Citi Financial is the only one that we found. Good luck. Just think about it before you do it. :)



Where can i find a loan that is not a %26quot;payday%26quot;loan, that i can pay off my bills asap. One payment, once a mont

Well, it depends on your credit rating. The lower your credit rating, the higher the interest rate on the debt. If you have a great credit rating, I'd apply for a Total Merrill Card or a Simmons Visa card.



Where can i find a loan that is not a %26quot;payday%26quot;loan, that i can pay off my bills asap. One payment, once a mont

try your bank.



Where can i find a loan that is not a %26quot;payday%26quot;loan, that i can pay off my bills asap. One payment, once a mont

If you have a good job , you can ask for a loan at your credit union or Prosper. People may help you. More information at http://www.acreditlibrary.com/prosper.ht... and http://luccu.org



Where can i find a loan that is not a %26quot;payday%26quot;loan, that i can pay off my bills asap. One payment, once a mont

Getting out of debt isn't a %26quot;quick fix.%26quot; Why not contact Consumer Credit Counciling Services? They'll talk with you about your debt for FREE. Then they will work with your creditors to lower your interest rates on credit cards and other loans. You will pay them one payment a month that they will disperse among your creditors and that's all you have to worry about. No phone calls from creditors. There is a very small fee once you get started, but watching that figure go down is sooo worth it. Trust me, I've been there. It requires discipline, but I am so grateful for the help they gave me. Good luck in whatever route you choose.

No comments:

Post a Comment