How do I do this?

How does this happen?

I'm looking for a personal loan, for $1500 NOT from a payday loan but a bank or somewhere. I have a cosigner but they keep saying the debt to income ratio is too high. Even my own bank says it. Where could I go now?

How do I do this?

Get another job.

How do I do this?

try a credit union

How do I do this?

ask a family member to loan it to you

How do I do this?

I'm not sure what kind of rate you could get, but this is worth a look - http://prosper.com/. It's a relatively new service where people bid on loans. Depending on your credit history and what you're looking to get the loan for, you may find someone willing to lend you the money at a rate that would work for you.

Good luck!

How do I do this?

always use a payday loan cautiously. online payday loan sitess can often provide the money overnight. These types of loans are high risk thats why there are high interest rates. Some places will even lend with no credit check. You want to be able to pay them back as soon as possible. I used this site when I was needing a loan. Some places will let you roll over the loan but this is risky. this site had a lot of different choices for loans. Most payday loans are best when there are no other sources.

http://loan.deal4-you.com

Good luck.