I need a loan, but I have bad credit and do not want a payday loan.?

I have rather bad credit and need to learn how to somehow obtain a personal, unsecured loan for a good 8k. I have bad credit from when I was a much younger lady and to be perfectly honest, I gave up on it a long while back.

Now that I am grown and more mature, I am in the situation of being in a line of work where I earn a really fair amount of money, because I studied very hard at University.

But, for the past four years (which is the bulk of time I have worked in a rather high paying profession) I have been supporting my father because he has been very ill with CPD as well as congestive heart failure. I have lived with him and have helped him find nice medical care and have paid for everything which his very humble insurance does not cover,out of pocket. But, now I need to be able to pay for his funeral (his doctors give him until the end of the year) and I do not know what to do.

Would my having a high paying job help me find a lender who would be willing to take a gamble.

I need a loan, but I have bad credit and do not want a payday loan.?

Try the below company (not payday)

I need a loan, but I have bad credit and do not want a payday loan.?

In the short run, I recommend you sign up for the person-to-person lending site called www.prosper.com

Although you will pay a somewhat high rate of interest, you can describe your situation online just like you did here and hopefully people will understand that you will pay it back and you are a good risk due to your high income. Taking a loan for $8K should not be that difficult on the Prosper site.

In the long run, satisfying your old bad debts is the best way to avoid the problem you are in.

I need a loan, but I have bad credit and do not want a payday loan.?

This site has some helpful information on obtaining personal loans with bad credit and you can get free quotes (on interest) here too. There are a lot of good articles on this site too that might be a resource to you in your situation. You should have no problem obtaining a loan if you have a reliable salary. But, you will pay a high interest, most likely, due to your poor credit. http://loan.divinfo.com/

Also, does your father have life insurance? If yes, then this should cover the expenses of his funeral.

Best of luck to you.

I need a loan, but I have bad credit and do not want a payday loan.?

Bad credit is one of the worst problems to have... however there exists a solution.

I will hereby talk from my personal experience.

I did debt consolidation a couple of years ago, however If I had to do it again I would pay to some minor details,

if someone wants to get out of debt today it is pretty easy with a debt consolidation plan, however it may get a bit tricky at times, I suggest you get as much information as possible online on this first,

a good place to start in my humble opinion is astraight to the point ebook with question and answer I found :

http://umgarticles.atspace.com/debt-cons...

if it helps kindly remember me in your voting!.. cheers!