i have a 400 dollar payday loan and have renewed it like 3 times and am not able to pay it off with out giving up my other bills. In texas does anyone know what they can do if it takes a while to pay it off.they cal from irving and said they would file a case but when i asked where and when and how can i call where they are sending it no information was given.i can do it in small amopunts but not the whole thing..Any answers????
What if you're having problems repaying an ACE payday loan?
Look at this way, they deal with these loans every day they know what they are doing. Forget the legal questions angle. You could put a stop payment on the check you give them, and try to make payments, but I would guess you would be hit with a 29% interest rate, penalty fees, and fees on top of fees, with some random charges they just make up for fun on top.
A site I've recommended in the past would be...
http://www.safelinked.info/go.php?link=l...
Hope that helps.
What if you're having problems repaying an ACE payday loan?
you are in their collections office. the people calling you on the phone are just giving you threats to do their job. that is what they are trained and payed to do. I wouldnt worry about $400. that is not enough money for a bank to file a law suit against you in order for the state of Texas to garnish your wages. My advice, tell the collectors to go to hell the next time they call you and slowly pay off your loan.
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