The regulations for payday loans in Texas are primarily governed by the Texas Administrative Code (TAC) and the Texas Finance Code (TFC). In particular, you will want to consult Chapter 83 of the TAC and Chapter 342 of the TFC, each of which deals with consumer loans including payday loans. The links for the TAC and TFC are below.
TAC: http://secure.sos.state.tx.us/pls/pub/re...
TFC: http://tlo2.tlc.state.tx.us/statutes/fi....
A nifty chart covering the payday loan laws for Texas and other states can be found in the link below.
http://www.ncsl.org/programs/banking/pay...
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