I suggest you do the gutsiest thing possible and forgo the loan and seek to learn how to become and live debt free. Your credit is bad for a reason and continuing the same practices are not going to help you fix your real problem.
Where can I go for a loan with bad credit besides payday loans?
www.CashCall.com
They aren't a payday loan, since you pay them once a month.
Where can I go for a loan with bad credit besides payday loans?
If you need the money for educational purposes, you can still probably get a Pell Grant--and maybe a student loan.
If your credit is really bad, a bank, etc. won't give you a loan unless you get a co-signer with good credit. That co-signer would be responsible if you didn't make your payments--he or she would have to pay.
I don't know if you have a Household Finance or Beneficial Finance where you live. They used to give loans--again, you would probably need a co-signer--unless you have had your job for a long time, and can prove it.
Where can I go for a loan with bad credit besides payday loans?
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