I am in debt with payday loan store how can i try to fix the problem without wage garnishment?

is there an installment plan were the interect will not increase

I am in debt with payday loan store how can i try to fix the problem without wage garnishment?

you need to try to get an extra part-time job and pay this off quickly. Make a budget and stick to it. Have you heard of Dave Ramsey (www.daveramsey.com) He has free downloadable budget forms. He also have a wonderful radio program.

Stay away from these places!!!- They will kill your bank account.

I am in debt with payday loan store how can i try to fix the problem without wage garnishment?

First of all close your current checking acct. Then start another acct. in a different city and bank. Then you can negotiate. They'll not attach your wages. Bad for business. Most of the payday loan companies suffer about a 16% bad debt ratio.

I am in debt with payday loan store how can i try to fix the problem without wage garnishment?

JeanJean,

Sorry u got to play with snakes.

1st get a budget to learn where u are bleeding money then use the budget.

2nd cut ur bills to minimum.

3 rd get 2 more jobs - pay off ur loan shark paydays. they are not actual loans that is why they can charge up to 800% yrly.

may i suggest a reading of '48 days to work u love' d.miller . a good book for going forward and plenty of fresh reference material.

the other one is 'total money make over' d.ramsey helps our folks retain their cash.

spending less and getting more value from their paychecks.

our associates have a mandatory read of the books.

I am in debt with payday loan store how can i try to fix the problem without wage garnishment?

nobody can answer this withoutout knowing what state thats in,the laws vary widely,those places are like loan sharks,call a state agency for advice...........

I am in debt with payday loan store how can i try to fix the problem without wage garnishment?

Those places are like legalized loan-sharking. You will just end up being garnished. Hey, at least you'll pay it off.

I am in debt with payday loan store how can i try to fix the problem without wage garnishment?

Well to be blunt your an idiot and someone should have kicked your *** before you signed on to this deal. Payday loans places are the worst of the worst places to go to borrow money. Generally a vicious cycle is started the first time you sign on for one of these deals, the interest rates are through the roof and this makes the loans generally impossible to repay in a timely manner and so the cycle begins, oh and when you can't pay they will get theis $$$$. First off what ever you needed the $$$ for so badly, did you truly need it , I would fair to guess that it was way out of your financal means and something that was not truly needed but nice to have to keep up with the Jone's , the Smith's, etc. Don't feel to bad your not the first and surely won't be the last one to fall into this trap. Just a wild guess but I'd be willing to say that you have several credit cards that are maxxed out and oh let me guess your making those monthly payments they require, well that is a whole other trap and a fun one to get out of hopefully before you die.

I am in debt with payday loan store how can i try to fix the problem without wage garnishment?

Ask them for their EIN # or State ID # and the Bank they use if they ask why, play stupid and say well you are going to take me to court so my Lawyer will need it., and you'll need the Bank Information so the lawyer can can request an Audit. If they have a problem giving out that information then most]

likely they aren't one of the legitimate companies.

I am in debt with payday loan store how can i try to fix the problem without wage garnishment?

Speak with the manager of the company, and ask him/her if you can start to paydown the loan. Pay for the interest + an additional $50.00 and then the interest will slowly go down, therefore, the payments are going to be smaller each time. The manager should help you figure out a way to pay down your loan.